At Amazon Accelerate 2025, Amazon announced an expansion of its Amazon Lending program by adding Intuit QuickBooks Capital as a new financing provider. This integration provides sellers with faster, data-driven access to capital — streamlining approvals, reducing paperwork, and enabling loans up to $5 million.
For Amazon sellers, this update could be a turning point — helping fund new product launches, seasonal restocks, and marketing campaigns without traditional bank delays.
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How the New Partnership Works
Intuit QuickBooks Capital joins Amazon’s existing lending partners — Lendistry, Uncapped, and Parafin — to offer more flexibility and choice.
Through this partnership, sellers can:
- Apply directly through Seller Central using Amazon + QuickBooks data.
- Get faster approvals thanks to automated underwriting.
- Choose from multiple financing options: lines of credit, term loans, or revenue-based financing.
- Access funds in as little as three business days.
Unlike traditional financing, approvals rely on real-time business performance data, not outdated credit scores.
Why It Matters for Amazon Sellers
Access to fast, reliable funding helps sellers:
- Stock up on inventory for Q4 and Prime Day.
- Run large-scale PPC or influencer campaigns.
- Smooth cash flow between purchase orders and customer payments.
- Launch new products strategically with upfront capital.
According to Amazon, sellers using its financing programs report better inventory turnover and higher sales velocity due to timely restocking.
Real Seller Success Stories
Amazon shared multiple examples during the announcement:
- Sisterly Drinkware used Amazon Lending to secure a merchant cash advance from Parafin, helping them manage seasonal fluctuations without high interest.
- Binibi, a children’s bilingual book brand, used revenue-based financing through Amazon Lending to restock quickly after a sell-out — with approvals and funds arriving within 24 hours.
Both businesses reported improved stability and confidence during growth periods.
What This Means for the Future
With QuickBooks Capital onboard, Amazon Lending becomes a true ecosystem of funding providers, offering sellers more competitive rates, better flexibility, and faster access than ever before.
This is especially powerful for small and mid-sized sellers who struggle with cash flow timing between manufacturing, shipping, and Amazon payouts.
How Big Internet Ecommerce Can Help
At BigInternetEcommerce.com (BIE), we help sellers make the most of opportunities like this:
- Assessing when and how to use Amazon Lending responsibly.
- Aligning your funding strategy with inventory and marketing goals.
- Forecasting ROI from borrowed capital to ensure measurable returns.
Let’s build your Q4 funding roadmap to scale confidently.
Schedule a Strategy Call with Our Team.
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